I serve as treasurer of a small nonprofit organization for writers in Maryland, and because of the Covid-19 stay-at-home order, we had to cancel our annual conference. That cost us about $2,000. At a recent board meeting, someone suggested we apply for money being made available by the local government to assist nonprofits in sudden need. We talked about it and decided not to apply. We have a big enough rainy day fund to cover the loss, we have no employees to worry about, and we’re in no danger of slowing, let alone ceasing, operations. Other organizations clearly need it more.
None of us had to think hard about this; it was clearly the ethical thing to do.